Membership Levels & Payment Benefits
Open to anyone living in Cameroon. A one-time payment made annually — not life insurance, no monthly premiums.
500,000 FRS CFA
Payout to beneficiaries
Registration fee: 35,000 FRS CFA
Paid once a year, renewing on your registration anniversary month.
1,000,000 FRS CFA
Payout to beneficiaries
Registration fee: 60,000 FRS CFA
Paid once a year, renewing on your registration anniversary month.
Obligatory Waiting Period
Each registered member has a mandatory 5-month waiting period from the date of registration before they are eligible for any financial assistance.
Who Receives the Benefit
Only registered members' designated beneficiaries receive the financial assistance when a member dies. To secure a benefit for yourself, register yourself. To give a loved one that benefit, register them.
Refills
When a member dies and a payout is made, all other members are required to make a refill contribution to the ESUSUH MUTUAL fund. The refill amount is announced as deaths occur, based on the number of registered members.
Registering From Abroad
Those living outside Cameroon cannot register directly, but can become Sponsors and Beneficiaries by paying for the registration of a loved one living in Cameroon.
$50
Registers someone for Level 1 (500,000 CFA benefit)
$100
Registers someone for Level 2 (1,000,000 CFA benefit)
Payment & Receipts
All membership payments are made only through the Mutuality's account at Ecobank, anywhere in Cameroon.
A copy of the payment receipt must be sent to the Financial Secretary at 671200748.
ESUSUH MUTUAL does not have a Treasurer role — never send payment to an individual.